PROCEDURES (Security Bond & Medical Insurance)
1. IN-PRINCIPAL APPROVAL (IPA).
2. Employer's Information.
3. Require Date for the Insurance / effective date.
4. Payment (mostly email updates, sms, what app).
5. For Urgent Cases, we can try to upload within 24 hours.
6. Submission time, Monday to Friday, 6am to 5pm.
7. Sumission time on Saturday, 6am to 11.45am.
8. Normally it takes 24 hours to 5 working days for upload.
9. Tax Invoice, Policy and Policy Coverage Jacket via email.
10. Refunds listed on the Policy Jacket (schedule)..
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TYPES OF LONPAC PLANS AVAILABLE
(illustration guides)
- All premiums 26 or 14 months, 7% GST included
Normally in Singapore, it is valid for 26 months
14 Months Plans have no refund values
PLAN A 15K Medical,
Premium 26mths=$228 or 14mths=$138
(COVER (as per scale in policy)
- Letter of Guarantee (Security Bond) $5,000
- Personal Accident (PA) - Accidental Death $60,000
- PA - Permanent Disablement - as per scale in policy
- PA - Medical Expenses $1,000
- Hospital & Surgical Expenses (S$15,000 per year) - communicable disease **5 is covered up to S$3,000
- Excess for Overseas Claims (S$300)
- Wages & Levy Reimbursement (Up to $30 per day) - max 60days
- Repatriation Expenses (S$10,000)
- Re-Hiring Expenses due to Accd & PD (S$500) - due to accidental death & permanent disablement
- Domestic Helper Liability (S$5,000)
- Representation and Defense for the Insured (NIL)
- Termination Expenses (S$300)
- Fire Insurance on Content (1st) (NIL)
- Burglary Insurance on Content (1st) (NIL)
PLAN B 15K Medical,
Premium 26mths=$268 or 14mths=$158
(COVER (as per scale in policy)
- Letter of Guarantee (Security Bond) $5,000
- Personal Accident (PA) - Accidental Death $60,000
- PA - Permanent Disablement - as per scale in policy
- PA - Medical Expenses $2,000
- Hospital & Surgical Expenses ($15,000 per year) - communicable disease **5 is covered up to $3,000
- Excess for Overseas Claims ($400)
- Wages & Levy Reimbursement (Up to $30 per day) - max 60days
- Repatriation Expenses ($10,000)
- Re-Hiring Expenses due to Accd & PD ($500) - due to accidental death & permanent disablement
- Domestic Helper Liability ($10,000)
- Representation and Defense for the Insured ($5,000)
- Termination Expenses ($400)
- Fire Insurance on Content (1st) ($20,000)
- Burglary Insurance on Content (1st) ($5,000)
PLAN C 30K Medical,
Premium 26mths=$338 or 14mths=$248
(COVER (as per scale in policy)
- Letter of Guarantee (Security Bond) $5,000
- Personal Accident (PA) - Accidental Death $70,000
- PA - Permanent Disablement - as per scale in policy
- PA - Medical Expenses $3,000
- Hospital & Surgical Expenses ($30,000 per year) - communicable disease **5 is covered up to $3,000
- Excess for Overseas Claims ($400)
- Wages & Levy Reimbursement (Up to $30 per day) - max 60days
- Repatriation Expenses ($10,000)
- Re-Hiring Expenses due to Accd & PD ($500) - due to accidental death & permanent disablement
- Domestic Helper Liability ($20,000)
- Representation and Defense for the Insured ($5,000)
- Termination Expenses ($500)
- Fire Insurance on Content (1st) ($30,000)
- Burglary Insurance on Content (1st) ($7,500)
PLAN D 50K Medical,
Premium 26mths=$488 or 14mths=$328
(COVER (as per scale in policy)
- Letter of Guarantee (Security Bond) $5,000
- Personal Accident (PA) - Accidental Death $80,000
- PA - Permanent Disablement - as per scale in policy
- PA - Medical Expenses $4,000
- Hospital & Surgical Expenses ($50,000 per year) - communicable disease **5 is covered up to $3,000
- Excess for Overseas Claims ($500)
- Wages & Levy Reimbursement (Up to $30 per day) - max 60days
- Repatriation Expenses ($10,000)
- Re-Hiring Expenses due to Accd & PD ($500) - due to accidental death & permanent disablement
- Domestic Helper Liability ($25,000)
- Representation and Defense for the Insured ($5,000)
- Termination Expenses ($600)
- Fire Insurance on Content (1st) ($40,000)
- Burglary Insurance on Content (1st) ($10,000)
